I am A Home Owner

“ZEP Finance was extremely professional and
understanding of our financial situation” – Scott

Upgrading / Downsizing

If you are looking to move into a new property then we can help you understand your equity available. We will work with you to ensure a smooth transition from your old property to the new with the least amount of stress.


Does one of the below questions apply to you?
1. Can we keep our existing home and buy another home to live in?
2. We have found our dream home but still need to sell our home. What do I need to do?


Don’t stress give us a call and we can look at all the options to see what is possible (sometimes even the impossible can happen).



Had your loan for over 3 years? It’s time to review – are you still on a product that suits your needs?


What Is Your Property Equity

Buying & Selling Property Simultaneously

How is your borrowing capacity calculated?

Increasing your home loan 

Using An Offset Account

How does bridging finance work?

“The team at ZEP Finance has been nothing but outstanding. I constantly received correspondence from all parties regarding my application, updates and what was required from my end. It was a stressful process, but Zain was able to ease the pressure, by spending time explaining and advising me on my application. This made the process a lot more comfortable and fluid and as a result relieved the stress that I was experiencing. Overall, I have nothing but positives to say about ZEP finance. This is the third time I have used their services and will continue and will recommend to others


Mortgage Brokers Lennox Head | Home, Land, Investment Loans Byron Bay, Ballina, Northern Rivers & Lismore