“You need a home loan – I’m here to help! I have been working as a mortgage broker since 2009. I started my own business in 2010. I put myself out there and I’ve grown ZEP to our team of four. My interest in mortgages stemmed from my own property investments. I have always looked at how I can get my clients the loan that is suitable for now and which will help them to put themselves in their dream position whether that is today or 10+ years. I have over 10 years’ experience in property investing and I’m highly knowledgeable in investment loan structures.
I like to think of myself as a problem solver – what might seem like a hard job to others (cleaning up loan messes, reviewing self-employed income, hard to get over the line loan) – I love!
I’ll work closely with you, your accountant, your real estate, and conveyancer – anyone that needs to be across the process. I look forward to meeting you” – Zain
“I’m Zain’s wife and I’ve been working with him in ZEP since 2012. I juggle work and children so I’m currently working part-time (Tues – Thurs). I have a background in marketing and I’m working closely with Zain building our investment portfolio. My role at ZEP is customer services manager. You will hear from me at various stages in the loan process and post settlement” – Emma
“I have been on the ZEP Team since 2014. I have previous experience in real estate in both property management and sales. I am a property owner and investor. I have an interest in construction and I know my way around building contracts. My role at ZEP involves keeping on the back of the banks to ensure they deliver on time for you. I take Zain’s calls when he is in meetings – so you might get my voice at the end of the phone when you are trying to contact Zain.” – Lisa
“As a married mum of 3, I was eager to reestablish my working life in an industry that I was truly interested in. My past experience in the town planning industry established my passion in the property market. Living and working in Lennox Head is what dreams are made of, and I am loving being a part of the ZEP team – helping people achieve their own property and investment dreams.” – Caroline
Hi, I’m Joel. I’m the latest addition to the growing ZEP team. I am Zain’s understudy, and I love the learning process I am entrenched in here at ZEP.
I grew up here in the Northern rivers, and moved away a decade ago to chase the action enlisting in the Defence Force, where I had the opportunity to travel the world plying my trade.
No matter how far I travelled nothing quite stacked up to home. To come full circle and have the opportunity to help people achieve their financial goals and dreams here in Lennox is a dream come true.
As a married Mum of two I am lucky enough to work part time at ZEP Finance as a Broker Support Officer where I thoroughly enjoy helping the team with administration, taking calls and following up loan applications. Coming from a background in Finance and having a personal interest in the property market I am passionate about seeing peoples dreams come to life whether it’s buying their first home, adding to their investment portfolio or landing themselves a better interest rate therefore achieving greater goals it is a very rewarding process to be a part of and something I give 100% just like everyone here at ZEP!
“Zain was wonderful and brilliant at what he does and makes the whole borrowing process very easy. Zain led me and held my hand the entire way – I did not experience the slightest bit of stress or apprehension through any part of the process.”
“We have used Zain’s company many times now and every time is a demonstration of perfect customer service. Highly recommend them to anyone. Even the solicitor settling our property purchase made a comment on how fast and professional the service was.Thanks Zain, Emma, Lisa, Linsy”
Rob & Moira