About ZEP Finance
We provide easy to understand financial solutions that are tailored to your immediate and future goals.
By providing comprehensive advice and support with personal service, we make the journey to your dreams swift and stress free.

Who are we?
We are a finance broking company based in Lennox Head NSW, servicing the local area as far up as Brisbane and available to clients Australia wide. We focus on convenience and have appointments available in the comfort of your own home, our beachfront office, over the phone and via video calls.
Our Home Loan was almost impossible to get! But Zain made it happen! ZEP Finance can do amazing things!”
Cameron
Our Home Loan was almost impossible to get! But Zain made it happen! ZEP Finance can do amazing things!”
Cameron

Why use a mortgage broker?
Your mortgage is likely to be the largest expense in your lifetime therefore it is important to compare various options. Using our team gives you the chance to see what is available on the market and not just one offering.
“Zain has been very helpful throughout the whole buying process. He is reliable, efficient, and shows his clients he cares. I would highly recommend him to anyone who is looking for a trustworthy and hands-on mortgage broker”
Gloria
“Zain has been very helpful throughout the whole buying process. He is reliable, efficient, and shows his clients he cares. I would highly recommend him to anyone who is looking for a trustworthy and hands-on mortgage broker”
Gloria
Why are we different?
Our focus is beyond right now. We specialise in loan structures that will secure your dream now and your 10 year + plan. Our team is dedicated to your future – how can we get you where you want to be? Your loan structure will be tailored to your specific circumstances
What do we do?
We specialise in investment lending strategies as well as a full range of home lending services. Also offering personal loans, asset & equipment loans and business loans, we have all of your finance needs covered.
- Home Loans
- Investment Loans
- Construction Loans
- First Home Buyers
- Refinances
- Equity Releases
- Personal Loans
- Car Loans
- Business Loans
- Asset & Equipment loans
(trucks, trailers, earthmoving, commercial ovens, medical equipment etc)

Our Process

1
Complete our Financial Assessment Form, online fact find and provide us with your payslips or tax returns

2
We discuss what you are trying to achieve

3
We assess your situation

4
We look at all the options from our panel of lenders

5
We will find a suitable deal for you

6
You give us the thumbs up

7
We collect supporting documents from you and you sign the application form

8
We work on the application (where applicable we will order a valuation)

9
Application is submitted

10
We provide regular feedback on the progress of your application

11
Once application is approved we sign the loan contracts with you

12
Settlement – funds are disbursed
Some Helpful Videos