About ZEP Finance

We provide easy to understand financial solutions that are tailored to your immediate and future goals.
By providing comprehensive advice and support with personal service, we make the journey to your dreams swift and stress free.
Who are we?

We are a finance broking company based in Lennox Head NSW, servicing the local area as far up as Brisbane and available to clients Australia wide. We focus on convenience and have appointments available in the comfort of your own home, our beachfront office, over the phone and via Skype.


“Our Home Loan was almost impossible to get! But Zain made it happen! ZEP Finance can do amazing things!” – Cameron

Why use a mortgage broker?

Your mortgage is likely to be the largest expense in your lifetime therefore it is important to compare various options. Using our team gives you the chance to see what is available on the market and not just one offering.

“Zain has been very helpful throughout the whole buying process. He is reliable, efficient, and shows his clients he cares. I would highly recommend him to anyone who is looking for a trustworthy and hands-on mortgage broker” – Gloria

Why are we different?

Our focus is beyond right now. We specialise in loan structures that will secure your dream now and your 10 year + plan. Our team is dedicated to your future – how can we get you where you want to be? Your loan structure will be tailored to your specific circumstances

What do we do?

We specialise in investment lending strategies as well as a full range of home lending services. Also offering personal loans, asset & equipment finance and business loans, we have all of your finance needs covered.


  • Home Loans
  • Investment Loans
  • Construction Loans
  • First Home Buyers
  • Refinances
  • Equity Releases
  • Personal Loans
  • Car Loans
  • Business Loans
  • Asset & Equipment loans
    (trucks, trailers, earthmoving, commercial ovens,
    medical equipment etc)

Review our easy process below. Efficiency from our end, gets you results quicker

Our Process

Complete our free assessment form or call us.
We discuss what you are trying to achieve
We assess your situation
We look at all the options from our panel of lenders


We will find a suitable deal for you
You give us the thumbs up
We collect supporting documents from you
We work on the application


Application is submitted
We provide regular feedback on the progress
Once application is approved we sign the loan contracts with you
Settlement – funds are disbursed



“Zain, to his credit and my benefit, was more than willing to walk through my current financial situation with me to iron out the creases and trips and establish a very good credit base from which we could move forward quickly and grow my portfolio almost effortlessly. Always keeping me in touch he has used his knowledge and skills well and has made this phase of my journey to financial independence a true delight. I would recommend Zain to anyone, experienced or novice, who is looking for financial loan assistance.”


Mortgage Brokers Lennox Head | Home, Land, Investment Loans Byron Bay, Ballina, Northern Rivers & Lismore