“Your future is what is important to me. I love seeing my clients in their dream homes and building their wealth through investment properties. I can also help with car loans and business loans. Here at the ZEP office our focus is our clients and their futures. Call me today and we can assess your current position and see how we can achieve your dream.”

How Our Services Can Help You

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Efficient And Trusted Professional Home Loan Services located In Lennox Head

There are many key checkpoints in successfully completing home loan application. The first is choosing the best mortgage broker that will go beyond expectations to ensure that you get the best deal for you.

At ZEP Finance our dedicated team are focused on providing you with trusted finance solutions that look after your needs today and your financial future tomorrow. Mortgage loans, land loans and even investment loan applications can be an overwhelming experience without reliable expertise to guide you through the process. If you are looking for a home loan, then make us the first brokerage company you call.

Tailored financial services to serve your financial interests today and tomorrow

In addition to home finance we also specialise in the following financial assistance services:

  • Investment loans
  • First home buyer loans
  • Construction loans
  • Refinances
  • Equity Releases
  • Personal loans
  • Car loans
  • Business loans

Are You A First Home Buyer?

Investing in your first home is one of the smartest decisions you can make. Being an established mortgage broker, we are familiar with the stress caused by home loan applications and the pitfalls many first-time home buyers face such as choosing the wrong type of loan or paying too high an interest rate. The home loans industry has a wealth of finance options to choose from, each with its own set of pros and cons that,without reliable financial knowledge, can be easily missed, harming your financial security. We provide professional services mortgage broker in Byron Bay 

ZEP Finance Mortgage brokers specialise in assisting first home buyers to make the best decisions in choosing the most suitable home loan option for them. We help you sort through the range of loans available on the Australian market, establish what your borrowing power is and ensure affordable monthly repayments so that you find finance that is the right fit for you. We factor in your current lifestyle needs as well future financial goals. Our all-inclusive service covers assistance with all the required paperwork.

ZEP Finance is a reputed finance broking company located in Lennox Head NSW. We provide a reliable trustworthy home loans service in Byron Bay, Ballina, Northern Rivers, Lismore as well as to clients Australia-wide. We do stress-free home finance applications.

Our Recent Awards

  • bankwest_award
    Bankwest Broker of the year 2019 (small office)
  • betterbusinessaward
    Finalist in the Better Business Awards 2019
  • MPA_award
    49th in the top 100 brokers of the year 2019 MPA




“The team at ZEP Finance has been nothing but outstanding. I constantly received correspondence from all parties regarding my application, updates and what was required from my end. It was a stressful process, but Zain was able to ease the pressure, by spending time explaining and advising me on my application. This made the process a lot more comfortable and fluid and as a result relieved the stress that I was experiencing. Overall, I have nothing but positives to say about ZEP finance. This is the third time I have used their services and will continue and will recommend to others”


Rob & Moira

“We have used Zain’s company may times now and every time is a demonstration of perfect customer service. Highly recommend them to anyone. Even the solicitor settling our property purchase made a comment on how fast and professional the service was.Thanks Zain, Emma, Lisa, Linsy”

Mortgage Brokers Lennox Head | Home, Land, Investment Loans Byron Bay, Ballina, Northern Rivers & Lismore