At ZEP Finance, we believe the whole point of being a mortgage broker is to help people. This not only involves sourcing loan structures that support a client’s long-term goals, but it’s also about educating everyday Australians to make wise financial decisions.
That’s why ZEP Finance is actively involved in a range of community initiatives designed to empower people to take control of their finances. In addition to hosting free seminars and sharing video content explaining various finance topics, our Director, Zain Peart, is also happy to participate in radio interviews.
Zain takes his role as a finance educator seriously, so he uses these opportunities to share relevant and practical advice that can help a wide range of Australian borrowers secure lending finance.
Navigating the complex world of mortgage rates can be overwhelming for Aussie homeowners, especially when banks start lowering fixed rates after a sustained period of rising interest rates across the board.
In this interview with 9 News, Zain breaks down the key differences between fixed and variable rates with an overview of the current market and the potential for future rate drops.
For many first home buyers, the dream of owning your own home seems to be getting further away. But it’s not all doom and gloom. In this discussion with Radio 2CC Canberra, Zain explains how first home buyers can use their rental history to their advantage when applying for a mortgage. He also outlines how a rental ledger can be used instead of “genuine savings” when applying for a loan with a reduced deposit.
Borrowers are facing more challenges than ever, thanks to inflation, rising interest rates, reduced borrowing capacity and lending criteria that are constantly evolving. How can borrowers successfully navigate today’s finance landscape?
In this discussion with Australia Overnight Radio, Zain discusses how borrowers can use the industry expertise of a broker to their advantage. Whether you’re a first home buyer, an existing homeowner or a borrower in an older age bracket, Zain shows how having a broker on your side could make all the difference.
In the recent budget, the federal government committed to building 1.2 million affordable homes over the next five years. However, with an uncoordinated housing policy, increasing investor costs and the current strain on the construction sector, many are questioning whether this proposed plan will be able to deliver more affordable housing for everyday Australians.
In discussing this with Australia Overnight Radio, Zain outlines why he believes more needs to be done for this housing policy to succeed.
In this interview with Radio 2CC Canberra, Zain answers some of the biggest questions first home buyers (and their parents) have about guarantor loans.
NAB is facing legal action from ASIC in the Federal Court, claiming they didn’t respond to hundreds of customers facing financial hardship fast enough.
Zain spoke on 2GB Sydney and 4BC Brisbane to Clinton Maynard saying governments should tighten up the regulations so banks are forced to respond faster during tough times.
Zain explained he is seeing numerous customers facing hardship that is worsened by banks taking too long to respond and help – banks currently have a 21-day timeframe to respond to customers.
Zain spoke to Curtain FM to discuss the ongoing issue of banks taking too long to assist struggling customers. The bank’s current 21-day timeframe can exacerbate financial difficulties for many who need support much faster.
With ASIC taking legal action against NAB for its slow response to hardship applications, Zain believes it’s crucial to strengthen regulations to protect consumers during tough economic times.
Zain is urging for tighter regulations on banks to ensure faster response times for customers facing financial hardship.
ZEP Finance Pty Ltd ABN 44 139 018 643
Credit Representative 374069 is authorised under Australian Credit Licence Number 389328
Mortgage Brokers Lennox Head | Home, Land, Investment Loans Byron Bay, Ballina, Northern Rivers & Lismore
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