I am A First Home Buyer

We will provide step by step guidance

First Step – Contact ZEP Finance

Buying your first home is an exciting milestone in your life! Whilst it is exciting it can also be overwhelming. There will be lots of paperwork, conveyancing, large sums of money – plus so many decisions you need to make.

We will help you find the home loans in Ballina and Byron Bay that suits your circumstances, financially, and we will help with the paperwork, and explain the First Home Owners Grant, offering assistance throughout the buying process.

  • How much can I borrow?
  • Can I afford a home loan?
  • How much deposit do I need?
  • Will I be eligible for the First Home Owners Grant?
  • How much would my repayments be?
  • What is the process to buy a house (the first step is to contact us)
  • My parents said they will go guarantor how does this work?




Even if you are not ready to buy we advise to watch the property market so you understand the value of properties


Do you have a potential guarantor – let us talk to them to explain the process


Property Contracts Queensland

Property Contracts NSW

Guarantor Loans

How is your borrowing capacity calculated?

Lenders Mortgage Insurance

Your loan application needs genuine savings?

Mortgage Brokers Lennox Head | Home, Land, Investment Loans Byron Bay, Ballina, Northern Rivers & Lismore