I am A First Home Buyer

We will provide step by step guidance

First Step – Contact ZEP Finance


Buying your first home is an exciting milestone in your life! Whilst it is exciting it can also be overwhelming. There will be lots of paperwork, conveyancing, large sums of money – plus so many decisions you need to make.


We will help you find the loan that suits your circumstances, financially, and we will help with the paperwork, and explain the First Home Owners Grant, offering assistance throughout the buying process.


  • How much can I borrow?
  • Can I afford a home loan?
  • How much deposit do I need?
  • Will I be eligible for the First Home Owners Grant?
  • How much would my repayments be?
  • What is the process to buy a house (the first step is to contact us)
  • My parents said they will go guarantor how does this work?


Useful Fact Sheets

Tips for first home buyers
Guarantor loans
Planning your move
Contracts NSW
Contract QLD
Plus more


Even if you are not ready to buy we advise to watch the property market so you understand the value of properties

Do you have a potential guarantor – let us talk to them to explain the process

Mortgage Brokers Lennox Head | Home, Land, Investment Loans Byron Bay, Ballina, Northern Rivers & Lismore