FAQ

  • There are many reasons why you would not just go to your bank directly

    • When you go to your bank you are limiting your options
    • Banks often don’t reward loyalty if you are an existing home loan customer, a new client to the bank will most likely get a better interest rate than you
    • Every bank has their own set of policies and guidelines to get an approval for the loan.
    • If you do not fit inside these guidelines you may not get the loan but your circumstances could easily fit another lender
    • By going to a mortgage broker, you have access to multiple lender policies and countless product options
    • As a broker we are shopping around to find the lender that is the right fit for you
    • As a broker we work for you – bank staff work for the bank or shareholders
    • By coming to ZEP Finance, you are giving yourself more options and you are also getting our experience and knowledge from many years in the industry
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