Car loans are incredibly useful and sometimes vital financial tools that your business can use to ensure that it has access to the vehicles it requires to operate. A new car loan on the Gold Coast may be exactly what you need, from machinery to staff vehicles. Alternatively, you may be looking at a car loan for personal use that offers you the same peace of mind and support.
At ZEP Finance, there are many financing options available to you (we offer chattel mortgage, hire purchase, leasing and personal loan solutions). Before you finalise your choice, we’ll go over the different aspects we will be comparing when preparing a solution tailored to your situation as well as your specific needs and considerations to ensure the best possible fit.
Questions To Discuss
Here are the considerations we will discuss with you:
- Do you need immediate ownership of the vehicle?
- Do you want to pay a cash deposit in order to get lower monthly repayments?
- What is your choice in terms of a residual or balloon payment?
- Have you considered the various tax implications of the loan that you select?
- What are your repayment and financing goals?
Here’s What We Need To Get Started
In order for us to provide you with a quotation or finance offer, we will need you to provide us with the following information:
- Car model and age
- Whether the vehicle is used, new, or a demo
- The price of the car
- Sale type: private or dealership (private sales may drive up the interest rate)
- Is this for personal or business use?
- Do you own a home?
- Ideal loan term or even weekly/monthly repayment brackets
- Are you hoping to consolidate any other debt?
- Share more with us in terms of large equipment purchases such as lawnmowers or trailers
Once we have this information, we will be able to prepare a detailed solution that fits your needs.