Owning your own home begins with how much you are able to borrow (your borrowing capacity).
Your borrowing capacity is solely based on your income and expenses and is the amount lenders are willing to loan you. The complex part for ZEP is figuring out what figures the lender will use and working with the lenders individual calculators.
To learn more on what you need to consider when looking at your borrowing capacity watch my video
If you have any further questions please contact our office
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